If you do not have health insurance when you first arrive to Canada and you are pregnant it will be very expensive to deliver your baby without insurance. Normal delivery is $3,000 and C-Section can reach $10,000 for more information you can review this report.
There is a free service that you can benefit from called Community Midwifes which can help you deliver for $600 including all lab work and hospital fees.
To start you need to visit Access Point on Jane which is a community center located at
761 Jane St. 2nd Floor, Toronto, ON M6N 4B4 on Thursdays from 4:00 to 7:00 PM 416-760-8677
They will interview you and ask if you are a landed immigrant and waiting for OHIP? They do not usually check ID or landing papers but it is better if you have them with you. Then they will transfer you to the nearest midwife clinic, one of them is located at 344 Bloor street west and is called Community Midwifes of Toronto. and their telephones are.
Then you will be able to see your midwife once every two weeks and then once every week, for all blood, lab work and ultrasound they will give you a letter (which works as your insurance) that looks like this and this letter you can give to the lab and the lab will not charge you any thing.
Here is a list of all the labs that accept this payment letter.
If you need to see a doctor then you must talk to the midwife and she will transfer you to a doctor, not every doctor accept their payment letter but one who does is Dr. Susan Sheppard. Tel: 416-867-3728 located at 410 Sherbourne St., 4th Floor, Toronto, Ontario, M4X 1K2. For more info please visit
The doctor can also send you to do some lab work and it is better if you go to the same list of labs above. The doctor may send you to a different lab, but you need to ask her to give you the request on ministry of health form.
If you are strong enough you can delivery in a birth center without Epidural, Toronto birth center is located at 525 Dundas St E, Toronto, ON M5A 2B6 and you can call to request a tour (416) 366-8080.
The final step is actual delivery. If you are going to delivery in the birth center then it is totally free and you do not need to pay anything. If you prefer to have an easier delivery using Epidural then you need to deliver at the hospital once of the hospitals affiliated with midwifes is St. Michael hospital which is located at 30 Bond St., Toronto, Ontario M5B 1W8.
The hospital requires a payment of $600 which covers 3 days at $200/day. your midwife will give you an admission letter and another letter like this that you need to take to the hospital and pay $600 which is a great deal.
With this payment, you will not pay any thing else for any lab work or medicine at the hospital. Even Epidural is covered in these $600.
Finally, they will give you a paper to keep in case of emergency and in case you had to go to any other hospital. These two papers contain all information about you and they look like this
Now, you should prepare for your C-Section appointment, Ours was by Dr. Howard Berger and you need the direct hospital number, their 15th Floor number is 416-864-5252
After birth, your baby will either feed on breast milk or formula and may suffer a little bit of Jaundice and you will be seen by a Pediatric in the hospital.
No matter what you do, do not go to 61 Queen st E, to see Dr. Cheema. This clinic is very unprofessional, our appointment was at 8:45 in the morning, we arrived at 8:25 AM and have only been seen at 10:00 AM imagine? they seem to be disrespectful of people's time. you will be disappointed that you keep your daughter undressed and ready to be seen for an hour.
I hope this information helps you have a smooth planning to this magical moment and best of luck.
There is a free service that you can benefit from called Community Midwifes which can help you deliver for $600 including all lab work and hospital fees.
To start you need to visit Access Point on Jane which is a community center located at
761 Jane St. 2nd Floor, Toronto, ON M6N 4B4 on Thursdays from 4:00 to 7:00 PM 416-760-8677
They will interview you and ask if you are a landed immigrant and waiting for OHIP? They do not usually check ID or landing papers but it is better if you have them with you. Then they will transfer you to the nearest midwife clinic, one of them is located at 344 Bloor street west and is called Community Midwifes of Toronto. and their telephones are.
Then you will be able to see your midwife once every two weeks and then once every week, for all blood, lab work and ultrasound they will give you a letter (which works as your insurance) that looks like this and this letter you can give to the lab and the lab will not charge you any thing.
Here is a list of all the labs that accept this payment letter.
For ultrasound they will give you a request that looks like this
If you need to see a doctor then you must talk to the midwife and she will transfer you to a doctor, not every doctor accept their payment letter but one who does is Dr. Susan Sheppard. Tel: 416-867-3728 located at 410 Sherbourne St., 4th Floor, Toronto, Ontario, M4X 1K2. For more info please visit
The doctor can also send you to do some lab work and it is better if you go to the same list of labs above. The doctor may send you to a different lab, but you need to ask her to give you the request on ministry of health form.
If you are strong enough you can delivery in a birth center without Epidural, Toronto birth center is located at 525 Dundas St E, Toronto, ON M5A 2B6 and you can call to request a tour (416) 366-8080.
The final step is actual delivery. If you are going to delivery in the birth center then it is totally free and you do not need to pay anything. If you prefer to have an easier delivery using Epidural then you need to deliver at the hospital once of the hospitals affiliated with midwifes is St. Michael hospital which is located at 30 Bond St., Toronto, Ontario M5B 1W8.
The hospital requires a payment of $600 which covers 3 days at $200/day. your midwife will give you an admission letter and another letter like this that you need to take to the hospital and pay $600 which is a great deal.
With this payment, you will not pay any thing else for any lab work or medicine at the hospital. Even Epidural is covered in these $600.
Finally, they will give you a paper to keep in case of emergency and in case you had to go to any other hospital. These two papers contain all information about you and they look like this
Now, you should prepare for your C-Section appointment, Ours was by Dr. Howard Berger and you need the direct hospital number, their 15th Floor number is 416-864-5252
After birth, your baby will either feed on breast milk or formula and may suffer a little bit of Jaundice and you will be seen by a Pediatric in the hospital.
No matter what you do, do not go to 61 Queen st E, to see Dr. Cheema. This clinic is very unprofessional, our appointment was at 8:45 in the morning, we arrived at 8:25 AM and have only been seen at 10:00 AM imagine? they seem to be disrespectful of people's time. you will be disappointed that you keep your daughter undressed and ready to be seen for an hour.
I hope this information helps you have a smooth planning to this magical moment and best of luck.
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